Maximum Loan Amount   Interest Rate   Fee

$417,000

5.000%———2 pt

5.250%———1pt

5.500%———0 pt

$729,750

5.125%——–2 pt

5.375%——–1 pt

5.750%——–0 pt

Rates above are for 30 year fixed rates.  Assumes 20% down payment (25% for condominiums) and minimum credit score of 740.   Less than 20% down = PMI and / or FHA.  Interest rate buy-downs are available.  Seller 2nds OK.

$1.1 Million

5.125%   5/1 Arm   1pt

5.375%   7/1 Arm   1pt

5.500% 10/1 Arm   1pt

Assumes 20% down payment, 25% for condominiums, and minimum credit score of 720. Loan amounts higher than $1.1M require lager down payments.  Same rates apply.  0 pt. loans available.  Interest rate buy-downs are available.  ARMs are principal & interest or only payments.  Seller 2nds OK.

Please call Jan Van Heuver with Princeton Capital for more details at 415.447.8807